Get Smart about Fraud Prevention this Holiday Season

Get Smart about Fraud Prevention this Holiday Season

With the holiday shopping season right around the corner, now is a good time to make sure that you’re well-prepared to prevent fraud.  There are many steps you can take to secure your credit card and debit card accounts. The following tips can help get you started:

  • Always keep your credit or debit card in a safe and secure place. Treat it as you would cash or checks.
  • Regularly review your account statements as soon as you receive them to verify transactions. Contact your bank if you identify any discrepancies.
  • To protect your accounts, it’s recommended that you change your Personal Identification Number (PIN) every six months.
  • When selecting a PIN, don’t use a number or word that appears in your wallet, such as name, birth date, or phone number. Never share your PIN with anyone.
  • Cancel and cut up unused credit and other cards. If you receive a replacement card, destroy your old card.
  • Shop with merchants you know and trust.
  • Make sure any internet purchase is secured to protect your account information.
  • Look for secure transaction symbols such as a lock symbol in the lower right-hand corner of your web browser, or “https:// … ” in the address bar of the website. The “s” indicates “secured” and means the web page uses encryption.
  • Always log off from any website after a purchase transaction is made with your credit or debit card.
  • If you cannot log off, shut down your browser to prevent unauthorized access to your account information.
  • Safe-keep or securely dispose of your transaction

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